Home Loan Basics: How to Finance Your Dream Home in Two Square
Buying a home is a dream for many — but for most, that dream becomes a
reality through home loans. If you're considering purchasing a flat at Two
Square by S Square Castle, this guide will help you understand how home
financing works, what your options are, and how we support you with up to
80% home loan assistance.
What is a Home Loan?
A home loan is a financial product that allows you to borrow money from a
bank or NBFC to buy a home. You repay the loan in monthly EMIs
(Equated Monthly Installments) over a tenure of 10 to 30 years, with
interest.
This lets you move into your dream home without paying the entire amount
upfront.
How Much Loan Can You Get?
At Two Square, we’ve partnered with leading financial institutions to make
your journey easier.
We offer up to 80% of the property value as a home loan.
Example Calculation:
● Property Price: Rs. 50,00,000
● Loan Available: Rs. 40,00,000 (80%)
● Your Down Payment: Rs. 10,00,000 (20%)
This significantly lowers the entry barrier for buyers and allows more
flexibility in planning.
Who is Eligible for a Home Loan?
Most banks follow these general guidelines:
● Age: 21 to 65 years
● Income: Salaried or self-employed with stable income
● Credit Score: Preferably 700+
● Existing Liabilities: Should not exceed 40% of your monthly income
● Documents: ID proof, address proof, income proof, bank statements,
and property papers
We help you assess your eligibility and assist in document preparation.
Fixed vs. Floating Interest Rates
There are two types of home loan interest rates:
● Fixed Rate: The interest rate and EMI remain constant for the entire
tenure.
● Floating Rate: The rate changes based on market trends. It may
reduce or increase over time.
Our team will help you choose the best option based on your financial
goals and risk appetite
EMI Example
For a loan of Rs. 40,00,000 at 8.5% interest over 20 years:
Estimated EMI = Rs. 34,676/month
Use any Home Loan EMI Calculator www.ssquarecastle.com to check
what suits your budget.
What Documents Are Required?
Here’s a simple checklist:
● PAN Card & Aadhar
● Recent Salary Slips or Income Proof
● Last 6 Months’ Bank Statements
● Passport-size Photos
● Form-16 or ITR
● Property Documents (we’ll assist you)
Why Choose S Square Castle for Home Financing?
Up to 80% loan assistance
Tie-ups with top banks and NBFCs
● Full documentation and approval support
● Pre-approved loans for select customers
● Transparent legal documentation for faster processing
● Guidance till disbursal and possession
Final Thoughts
Owning your dream home at Two Square is more achievable than ever.
Whether you’re a first-time buyer or an investor, we’re here to make your
journey simple and stress-free — from loan application to key handover.
